As the leader of my own firm, the hardest thing that I have had to do during these challenging times is manage myself . . . and my own fear. The newspaper headlines do not help. This morning, one of the top headlines in the Wall Street Journal screamed "New Fears as Credit Markets Tighten Up." This was like a red light, siren alert: Marcia, arm yourself, and hold on, it is getting worse. As an expert in human and organizational dynamics, I intellectually know that I am "catastrophizing." That is, I am taking one data point and in my mind, extending it out to its worst possible consequence. I know that this is not healthy emotionally, psychologically, or strategically. It is difficult to shore up my confidence and come up with creative business solutions when my mind and body are frozen with fear.